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Debt Relief and Cost of Living Crisis Appeal

100%
Raised: £3,105.00
Goal: £500.00

Debt Relief and Cost of Living Crisis Appeal

Critical Need

The Prophet Muhammad ﷺ said: “Whoever relieves a believer of a hardship from the hardships of this world, Allah will relieve him of a hardship from the hardships of the Day of Judgment.” (Muslim)

Our Mission

With the escalating cost of living crisis affecting our community, many families are falling into severe debt and financial hardship. Our £50,000 appeal aims to provide crucial support to those struggling with essential bills and basic needs.

Islamic Perspective on Relieving Debt

Allah says in the Quran: “And if someone is in hardship, then [let there be] postponement until [a time of] ease. But if you give [from your right as] charity, then it is better for you, if you only knew.” (2:280)

Support Services

1. Emergency Financial Aid:

  • Utility bills assistance
  • Rent/mortgage arrears support
  • Essential household bills
  • Emergency home repairs

2. Financial Guidance:

  • Islamic debt advice
  • Budgeting support
  • Benefits assessment
  • Financial planning

Fund Allocation (£50,000)

  • Direct Debt Relief: £35,000
  • Utility bills: £15,000
  • Housing costs: £12,000
  • Essential repairs: £8,000

Emergency Support: £10,000

  • Crisis intervention
  • Immediate needs
  • Emergency accommodation

Advisory Services: £5,000

  • Professional debt advisors
  • Financial education
  • Administrative support

Impact of Your Donation

  • £500 helps clear urgent utility arrears
  • £1,000 prevents eviction risk
  • £2,000 supports comprehensive debt relief
  • £5,000 helps multiple families in crisis

Zakat Eligibility

This project fully qualifies for:

Zakat (under the category of Al-Gharimun – those in debt)

  • Sadaqah
  • Lillah
  • Sadaqah Jariyah
  • The Urgency

The Prophet ﷺ would regularly supplicate: “O Allah, I seek refuge with You from debt, from hunger, and from being overpowered by men.” (Abu Dawud)

Current challenges include:

  • Rising energy costs
  • Increased food prices
  • Housing cost crisis
  • Growing household debt

How You Can Help

Donation Options:

1. PayPal: https://www.paypal.me/raedaninstitute

2. SumUp: https://pay.sumup.com/b2c/QZ3Y1SCE

Other Support:

  • Regular monthly donations
  • Professional expertise
  • Volunteer as mentors
  • Spread awareness

Location: Raedan Institute, 2 Overton Road, Leicester, LE5 0JA

Application Process

1. Initial Assessment:

  • Financial situation review
  • Priority needs identification
  • Verification of circumstances

2. Support Plan:

  • Immediate relief measures
  • Long-term sustainability plan
  • Regular progress review

The Lasting Impact

Imam Al-Ghazali noted: “Relieving someone’s worldly difficulties opens doors of both worldly and spiritual relief.”

Your contribution helps:

  • Prevent family breakdown
  • Maintain dignity
  • Avoid exploitation
  • Create sustainable solutions

Success Measures

  • Number of families supported
  • Debt cleared
  • Crisis situations averted
  • Long-term stability achieved

“The example of those who spend their wealth in the way of Allah is like a seed which grows seven spikes; in each spike is a hundred grains. And Allah multiplies [His reward] for whom He wills.”

(Quran 2:261)